What Makes Us Different
At Kirtland Financial Management, long standing client relationships provide the foundation for the proactive wealth management services we offer. Our goal has never been to be a large firm, but rather a boutique firm where we partner with clients who enjoy having unlimited access to our team of financial professionals. Planning a family’s financial future is an ongoing process where each area of their financial plan; estate, retirement, taxes, investments, and educational planning, requires attention. We assist out clients with all of these wealth management services. We consider it an honor to serve as the trusted advisor in many areas of their financial lives.
KFM is an Independent Registered Investment Advisor (RIA) Firm: Independence allows us to provide financial plans that are unique and tailored specifically for our clients. Further, we conduct our own investment research, design individualized portfolios, and produce in-house portfolio reporting for our clients. Additionally, we are now able to aggregate 401(k)s and other retirement accounts held outside KFM into this reporting process. Our investment strategies are developed to fit each client's situation, rather than the client having to fit their situation into a handful of pre-determined model portfolios.
Stewardship: This has been a guiding principle of our firm since inception. We take seriously, and are humbled by, the responsibility we have been given to care for and manage the wealth of our clients. This translates into frequent contact with our clients to foster the personal relationships we enjoy and to ensure we are on the same page with regard to their goals, desires, and concerns. Because we have chosen to be a Registered Investment Advisory firm, we are committed to a fiduciary standard which binds us to act in the best interest of our clients. This fiduciary oath reinforces our commitment to act as loyal stewards of your financial assets.
Portfolio Management Based on Quantifiable Targets: By quantifying your goals and identifying your risk tolerance and market expectations, we develop benchmarks by which you are able to measure our performance. The foundation for your portfolio is a target based Investment Policy Statement (IPS) that is updated annually. The IPS is a written document that outlines your investment objectives and the constraints that will apply when we are managing your portfolio. Using modern techniques of portfolio construction to turn your goals into an investment strategy brings the "science" to the process.
Family is Very Important at KFM: We greatly appreciate the fact that our clients often refer other family members to us. Since we have worked with many of our clients for years, we believe it is only natural that they would want their relatives to receive the same level of service they have experienced. As a result, for family of existing clients we do not adhere to account minimum requirements.