Comprehensive. Transparent. Fair.
The majority of our clients work with our firm on a fee basis. As a fee-based firm, over 93% of our revenues come from flat-fee accounts.*
Although most of our clients choose the fee-based model, in some situations it is more cost efficient to use non-fee products. Therefore, in order to maintain flexibility we offer our clients the option to work with us on either a fee or non-fee basis, depending on which solution is more cost-effective for them.
If we believe it serves your best interest to use a non-fee product, we will offer you that choice and show you the cost comparison. As always, the decision is yours!
We have a standard minimum account value of $500,000 for new clients. We do waive this minimum, however, for family of our current clients, as well as individuals under 35. If you feel that your situation warrants an exception to our minimum, we are more than willing to give it consideration.
*In a fee-based account clients pay a quarterly fee, based on the level of assets managed in the account, for the services of a financial advisor as part of an advisory relationship. In deciding to pay a fee rather than commissions, clients should understand that the fee may be higher than a commission alternative during periods of lower trading. Advisory fees are in addition to the internal expenses charged by mutual funds and other investment company securities. To the extent that clients intend to hold these securities, the internal expenses should be included when evaluating the costs of a fee-based account. Clients should periodically re-evaluate whether the use of an asset-based fee continues to be appropriate in servicing their needs. A list of additional considerations, as well as the fee schedule, is available in the firm’s Form ADV Part II as well as the client agreement.